SAVE MONEY WHILE INCREASING THE COMFORT OF YOUR HOME OR BUSINESS

St. Louis County SAVES is a new low-interest rate financing program for home and business owners in St. Louis County - designed specifically for energy efficiency improvements to your home.

Now taking applications from St. Louis County home and business owners.

RESIDENTIAL LOAN PROGRAM:

Energy Efficiency Begins At Home

  • Make energy efficiency upgrades, including replacing HVAC and water heaters
  • Interest rate fixed at 3.5% for unsecured personal loan; APR will vary based on 3% loan fee and term. See Payment Estimator for more information.
  • Owner-occupied, single-family homes are eligible
  • Borrower requirements set at FICO score ≥ 660; Debt-to-income ratio < 45%
  • Borrow $2,500-$15,000
  • Combine with utility rebates and federal tax credits for more savings

COMMERCIAL LOAN PROGRAM:

Pay the Utility or Invest in Your Facility

  • Upgrade your lighting, HVAC, controls, weatherization
  • Interest rate fixed at 3.5%.
  • Borrow $50,000-$250,000

St. Louis County SAVES is dedicated to providing you these benefits:

  • Save money on rising energy cost
  • Improve the comfort of your home or business
  • Keep St. Louis County green and growing!