Home | St. Louis County SAVES™

The St. Louis County SAVES™ is temporarily suspending receipt and approval of any new applications for participation in the Program. We will provide an update regarding the future status of the Program in the near future, but all new loan activity is currently suspended. Please note that all repayment obligations of existing borrowers remain in full force and effect until the debt is satisfied. We appreciate your interest in the Program and apologize for any inconvenience.

Please direct any inquiries or questions to info@stlouiscountysaves.com or (314) 332-2156.

SAVE MONEY WHILE INCREASING THE COMFORT OF YOUR HOME OR BUSINESS

St. Louis County SAVES™ is a new low-interest rate financing program for home and business owners in St. Louis County - designed specifically for energy efficiency improvements to your home.

Now taking applications from St. Louis County home and business owners.

RESIDENTIAL LOAN PROGRAM:

Energy Efficiency Begins At Home

Make energy efficiency upgrades, including replacing HVAC and water heaters
Interest rate fixed at 3.5% for unsecured personal loan; APR will vary based on 3% loan fee and term. See Payment Estimator for more information.
Owner-occupied, single-family homes are eligible
Borrower requirements set at FICO score ≥ 660; Debt-to-income ratio < 45%
Borrow $2,500-$15,000
Combine with utility rebates and federal tax credits for more savings

COMMERCIAL LOAN PROGRAM:

Pay the Utility or Invest in Your Facility

Upgrade your lighting, HVAC, controls, weatherization
Interest rate fixed at 3.5%.
Borrow $50,000-$250,000

St. Louis County SAVES™ is dedicated to providing you these benefits:

Save money on rising energy cost
Improve the comfort of your home or business
Keep St. Louis County green and growing!