Home | St. Louis County SAVES™

After successfully financing over 250 residential energy efficiency and solar energy projects, the St. Louis County SAVES™ program is no longer accepting applications for new loans. However, please note that all repayment obligations of existing borrowers remain in full force and effect, until the debt is satisfied.

Please direct any questions about your repayment to the Customer Service Department at 1-877-484-3577 Monday through Friday from 6:00am – 5:00pm PST.

SAVE MONEY WHILE INCREASING THE COMFORT OF YOUR HOME OR BUSINESS

St. Louis County SAVES™ is a new low-interest rate financing program for home and business owners in St. Louis County - designed specifically for energy efficiency improvements to your home.

Now taking applications from St. Louis County home and business owners.

RESIDENTIAL LOAN PROGRAM:

Energy Efficiency Begins At Home

Make energy efficiency upgrades, including replacing HVAC and water heaters
Interest rate fixed at 3.5% for unsecured personal loan; APR will vary based on 3% loan fee and term. See Payment Estimator for more information.
Owner-occupied, single-family homes are eligible
Borrower requirements set at FICO score ≥ 660; Debt-to-income ratio < 45%
Borrow $2,500-$15,000
Combine with utility rebates and federal tax credits for more savings

COMMERCIAL LOAN PROGRAM:

Pay the Utility or Invest in Your Facility

Upgrade your lighting, HVAC, controls, weatherization
Interest rate fixed at 3.5%.
Borrow $50,000-$250,000

St. Louis County SAVES™ is dedicated to providing you these benefits:

Save money on rising energy cost
Improve the comfort of your home or business
Keep St. Louis County green and growing!